Insurance Plans

At The Spine & Rehab Group, we participate with many major national and regional insurance plans across New York and New Jersey. Our goal is to ensure patients have access to comprehensive spine, orthopedic, and interventional pain management services with streamlined insurance coordination. Our administrative team works closely with insurance carriers to help verify coverage and obtain necessary authorizations prior to your visit whenever possible.

Insurance Plans We Accept

We participate with many major insurance providers, including (but are not limited to):

• Aetna
• Cigna
• UnitedHealthcare
• Blue Cross Blue Shield
• Anthem Blue Cross
• Empire Blue Cross Blue Shield
• Horizon Blue Cross Blue Shield of New Jersey
• Highmark Blue Cross Blue Shield
• Capital Blue Cross
• Independence Blue Cross
• MVP Health Care
• Harvard Pilgrim Health Care
• Tufts Health Plan
• EmblemHealth (GHI)
• GEHA (Federal Employees Health Benefits Program)
• Meritain Health
• Multiplan PHCS
• Nippon Life Benefits
• Moda Health
• Mail Handlers Benefit Plan
• US Health Group
• POMCO
• Caterpillar

If you don’t see your plan listed, please contact us — our participation changes periodically, and we may still be able to assist you.

Workers’ Compensation & No-Fault Cases

The Spine & Rehab Group provides comprehensive evaluation and treatment for patients injured at work or in motor vehicle accidents throughout New York and New Jersey. Our physicians are experienced in managing complex injury cases, including spine injuries, joint trauma, nerve-related pain, and post-accident rehabilitation. We work closely with attorneys, insurance adjusters, and case managers to ensure timely documentation, treatment authorization, and continuity of care.

Important Notice:
Insurance participation may vary by provider and location. Plans change periodically. Coverage and benefits are determined solely by your insurance carrier. Please contact your insurance provider or our office directly to confirm details for your specific plan prior to your appointment.

Billing & Payment Information

We are committed to transparent billing practices and clear communication regarding financial responsibility.

Insurance Billing

As a participating provider, we submit claims directly to your insurance carrier on your behalf.

Depending on your plan, you may be responsible for:

• Copayments
• Coinsurance
• Deductibles
• Non-covered services

These amounts are determined by your insurance policy and are typically due at the time of service.

Referrals & Authorizations

Certain insurance plans require referrals from a primary care physician or prior authorization for specialized services such as spinal injections, interventional procedures, advanced imaging, or electrodiagnostic testing. Our team will assist in coordinating necessary approvals whenever required.

Self-Pay Patients

For patients without insurance or for services not covered by insurance, self-pay options are available. Please contact our office for current fee information and payment arrangements.

How to Verify Your Insurance

To ensure a smooth visit, we recommend verifying your coverage prior to your appointment.

You may:

• Call our office directly with your insurance information
• Submit an appointment request online and allow our team to confirm your benefits
• Contact your insurance carrier to verify in-network participation

When speaking with your insurance provider, consider asking:

• Is The Spine & Rehab Group in-network for my plan?
• Do I need a referral to see a specialist?
• Is prior authorization required for injections or interventional procedures?
• What are my deductible and out-of-pocket responsibilities?

Our staff is available to assist with insurance questions prior to your visit.

At The Spine & Rehab Group, we are committed to making specialized spine and pain care accessible and straightforward for patients throughout New York City and New Jersey. Our team is available to assist with insurance verification, authorizations, and billing questions before your visit. If you have questions about your coverage or would like to schedule an appointment, please contact our office or request an appointment online today. We look forward to helping you begin your path toward recovery.

The Spine & Rehab Group
140 NJ-17,
Paramus, NJ 07652
(212) 242-8160